If there’s one thing we can agree on, it’s that we’re all guilty of not fulfilling one or two (or, cough, all) of last year’s resolutions. But commitments like better fitness habits, a healthier diet, and spending smarter are all very vague aspirations. Maybe our resolutions never see the light of day because we don’t have specific goals to meet and measure them. As our 34th President said, “Plans are nothing; planning is everything” – so use this chart and the tips below to help you achieve success this year. (Yes, it’s even printable, so you have no excuse.)

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January 4, 2013