This may come as a shock, but fashion steals and exquisite fine jewelry aren’t mutually exclusive. The key to pulling it off? It’s all about balance:

Statement Necklace
When you’re rocking a look-at-me statement necklace like this 18-karat gold, sterling, and Swarovski® marcasite piece, rest assured that all eyes with be on you. Rather than opt for an equally extravagant earring, keep things simple with small CZ studs or gold vermeil drop. With all the attention on your finer gems, you have the freedom to skimp on the other duds.

All About Arm Candy
If a heavy arm party is your look, feel free to mix cheaper metals with your best gems. On their own, gem-studded gold, silver, and pearl bracelets can look too formal, but bunched with a feisty wrap watch and a stack of noisy bangles (yes, the ones you regret to admit you spent less than $5 on), these more expensive pieces of your arsenal become much more wearable.

Delicate Earrings
Like me, you probably don’t leave the house without earrings. Usually, real gemstone varieties are enough on their own and have sparkle to spare, but when pairing with other accessories, forgo the necklace and stick with rings and bracelets only. Though I’m normally a fan of mixing metals, in this instance I suggest matching these extra duds to the metal of the earring (whether they’re precious or not).

Our Gifts That Shine: Watches & Jewelry for Him & Her Boutique opening Saturday, December 15 at 11AM ET.

By Abigail Kuzia, Editor

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December 15, 2012